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The answer is maybe, depending on a number of factors.

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Page does list them as a collection agency along with credit counseling services. To make sure there have been no or few complaints against the organization and. Between debt resolution and debt settlement there may be a slight advantage. Please take full advantage of the Resources and Information offered on our Creditor. This kind of credit counseling is usually required in order to file for bankruptcy. If you miss the office environment, just call up a friend during rush hour traffic. Is the agency licensed in your state and accredited?

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Are there monthly fees?